Section title: External Code Lists

Property & Casualty Code Lists

These codes are used by Property & Casualty organizations

Cancellation Reason Type Codes
NPPNon Payment of Premium
COCCompany Cancelled or Underwriting Reasons
CRQCustomer Request, Competition , Voluntary
FRDFraud by Insured
NPSFailure to Pay Surcharge
REVLicense or Registration Revoked
VOCVoid Cancellation
DISDissatisfaction
SLDVehicle Sold
XFRTransfer
ACTFinanced Account
CANCancel/Rewrite
BDTBack Dated
OTHAll Other
Cause of Loss (291)
AIRaircraft
ANIanimal(s)
ASTassault
BDSbackup from sewer/drain
BGLburglary
BRHbreakage/rough handling
CLPcollapse
CLScollision
CLVcollision of vessel
CTMcontamination/pollution
CVRcivil riot
EQKearthquake
EXPexplosion
FIRfire
FLDflood
FLOfalling objects
FLVfire of vessel
FRZfreezing
GAVgeneral average
GLSglass
GVAgovernment action
HALhail
HECheat expansion/contraction
HURhurricane
ICEweight of ice/snow/sleet
LGTlightning
LSLlandslide
LSTlost overboard
MECmechanical breakdown
MUDmudslide
MVSMoving and Storage
MYDmysterious disappearance
NUCnuclear hazard
OTHother
PWIpower interruption
PWSpower surge
RIOriot
ROBrobbery
SEAsea water
SHCsinkhole collapse
SHSshortage/slackage
SKVsinking of the vessel
SMKsmoke
STVstanding of the vessel
SUBsubsidence
THFtheft
TORtornado
VEHvehicles
VMMvandalism/malicious mischief
VOLvolcanic
WARwar/military action
WNDwindstorm
WTRwater/steam
ZZZMutually Defined
Ceiling Types
CNCConical
DOMDomed
GBLGabled
NRMNormal (flat)
PYRPyramidal
SLPSloped
Clear Unpaid Premium Cancellation Reason Type Codes
UPPUnpaid Premium
EUPRecording of Unpaid Premium Done in Error
Coverage Modifiers
-Concurrent Causation - Ca. Only
z43 not concurrent causation
BCBuilding Construction Defect
EMEarth Movement Excluding Earthquake
FDFlood, Non-insured Peril
XCAll other, claims using cause of loss
Coverage Code List (214)
Homeowner and Dwelling Fire Coverages
DwellDwelling (Coverage A)
OSOther Structures (Coverage B)
PPPersonal Property (Coverage C - HO 1,2,3,5)
PPTCPersonal Liability (Coverage C - HO 4,6)
LOULoss of Use (Coverage D)
PLPersonal Liability (Coverage E)
MEDPMMedical Payments (Coverage F)
SPPPSpecial Personal Property (HO15)
AALMTUnit-Owners Additions & Alternations Increase Limits (HO31)
AASPCUnit-Owners Additions & Alternations Special Coverage (HO32)
RNTOTUnit-Owners Rental to Others (HO33)
OTSTRUnit-Owners Other Structures (HO34)
LACLoss Assessment (HO35)
LACEQLoss Assessment For Earthquake (HO35A, AN)
GLABRGlass Breakage (HO37)
MISBDMiscellaneous Building Real Property Coverage (HO38-HO6)
SRORPStructures Rented to Others (HO40)
ADDRPAdditional Insured (HO41)
OFFRPOffice, Professional Private School, Studio-Residence Premises (HO42)
OFFNROffice, Professional Private School, Studio-Other Residence (HO43)
RESPRResidence Premises 3 or 4 Family Dwelling (HO44)
THEFTTheft Extension (HO46)
OTSRPOther Structures Residence Premises (HO48)##
SRBAASecondary Residence Building Addition & Alteration (HO49)
APPSRAdditional Personal Property Secondary Residence (HO50)
BAABuilding Additions & Alterations (H04 or 4A) (HO54)
CDTCDCredit Card Forgery & Counterfeit Money Including Limits (HO53)
ERQKEarthquake (HO54, 55)
SPPScheduled Personal Property (HO61)
APPAWAdditional Amount of Personal Property Away From Premises (HO66)
GLASSScheduled Glass (HO68)
ADDRRAdditional Residence Rented To Others (HO70) 1 or 2 Family
BUSNSBusiness Pursuits (HO71)
IFPLIncidentals Farming Personal Liability (HO72)
FCPLFarmers CPL (HO73, HO296)
TFFDP3 or 4 Family Dwelling Premises Liability HO4 (HO74)
WATERWatercraft (HO75)
RRTResidence Rental Theft (HO80)
PIHOMPersonal Injury (HO82)
SINKSinkhole Collapse (HO99)
SNOWMSnowmobile (HO-164)
STLDSpecial Theft Loss With Deductible Form # Varies (HO188NY)
WINDXWindstorm Exclusion (HO194)
SEWERWater Backup of Sewers & Drains (HO208)
UNJWPUnscheduled Jewelry, Watches, Furs (HO210, 65)
ALARMPremises Alarm (HO216)
INFGDInflation Guard (Form # Varies) EX.-HO241 for 6%
SPLSOSpecial Loss Settlement (HO256)
SOUNDSound Receiving & Transmitting Equipment (HO257)
BOLAWBuilding Ordinance or Law Coverage (HO277)
MINESMines Subsidence (HO287)
PPREPPersonal Property Replacement Cost Form # Varies (HO290, 299)
BUSPRBusiness Property (HO287)
LNDFRLandlords Furnishings (HO308)
PDOCPhysicians & Dentist Outside Coverage (HO313) Texas Only
ADEXCAdditional Extended Coverage - Texas (HO366)
FVREPFull Value Replacement Cost
FDCFire Department Service Charge (DP0012)
EXTCVExtension of Coverage
WTRBDWaterbed Liability
MUINSMultiple Insurance Companies (HO178)
SUBRTSuburban Home Rating Credit
HLFCLoss Free Credit
ADDRLAdditional Premises Liability Extension
PSVDPhysicians, Surgeons, Veterinarians, Dentists (HO69)
WHFENWindstorm/Hail - Fences or Walls (HO288)
WHGRNWindstorm/Hail - Green Houses/Hot Houses (HO288)
WHSLTWindstorm/Hail - Slatehouses or Pergolas (HO288)
WHCABWindstorm/Hail - Cabanas (HO288)
WHBOTWindstorm/Hail - Boathouses or Docks (HO288)
WHOUTWindstorm/Hail - Outdoor Equipment (HO288)
WCFINWorkers Compensation - Full Time Inservant (HO90, HO91)
WCPINWorkers Compensation - Part-Time Inservant (HO90, HO91)
WCFOTWorkers Compensation - Full Time Outservant (HO90, HO91)
WCPOTWorkers Compensation - Part-Time Outservant (HO90, HO91)
WCDRVWorkers Compensation - Driver (HO91, HO91)
WCINCWorkers Compensation - Incidental (HO90, HO91)
WHAWNWindstorm/Hail Coverage - Awnings (HO288)
WHSCRWindstorm/Hail Coverage - Screens (HO288)
WHSGNWindstorm/Hail Coverage - Signs (HO288)
WHANTWindstorm/Hail Coverage - Antennas (HO288)
EGCTXTexas Engaged Couples Endorsement (HO357)
SWHTXTexas Windstorm Hurricane and Hail Exclusion (HO361)
PCHome Computer (HO314)
CCMOIncluded Coverage C Special Liability Limit - Money (HO65)
CCSVIncluded Coverage C Special Liability Limit - Silverware (HO65)
CCSCIncluded Coverage C Special Liability Limit - Securities (HO65)
CCGUIncluded Coverage C Special Liability Limit - Guns (HO65)
PLCPersonal Umbrella
NHDISNew Home Discount
RDISRenovation Discount
HABCDHomeowners Form 7
HDACAHome Day Care Coverage in Residence
FREEZRefrigerated Foods Products Clause
SCCNDSecurity Condominium Credit
LNDMVLand Movement
NSMKRNonsmoker's Discount
MATURExperienced Homeowner
WOODSWoodstove Surcharge
SECURSafe Home Credit
CTTX1City Tax
STSR1State Surcharge 1
STSR2State Surcharge 2
ACCTMulti Policy Credit
STSR3Surcharge 3
STSR4Surcharge 4
CTTX2City Tax 2
OPTEOff Premises Theft Exclusion
PRDEDDeductible Adjustment
OCCUPOccupancy
FELIAFellow Employee Liability
PCLUMPersonal Umbrella Uninsured Motorist
INSPCInspected Dwellings Credit
COLAPCollapse Coverage Endorsement
THFTBTheft of Building Materials (HO266)
RELOCRelocation Expenses for Tenants (HO270)
CCEAVElectronic Apparatus in Vehicle (HO65)
CCEABCoverage C Electronic Apparatus Business Use (HO65)
OSOPBOff Premises Blanket Coverage (HO91)
OSOPSOff Premises Structure Specific coverage (HO92)
IFPLAIncidental Farming Away From Residence Premises (HO72)
OTSRASpecific Structure Away From Residence Premises (HO92)
ROOFRoof Type Credit/Surcharge
CRERFResidential Earthquake Recover Fund
FVS##Guaranteed Replacement Cost on Other Structures on Premises
ERQKFEarthquake and Flood (Mobile Homes)
FAIRPFair Plan Credit (California)
TOTECTotal Electric Credit
CCFUIncreased Coverage C Special Liability Limit - Fur (HO65)
LANDCIncidental Motorized Land Conveyances - Liability Only
GOLFGolfcart Physical Damage
BUS##Business Pursuits (HO71)
EQP##Equipment
MIN##Mines Subsidence (HO287)
LLF##Landlords Furnishings (HO308)
Watercraft Coverages
EQUIPEquipment
PHYSPhysical Damage Unit at Risk
POWSQPower Squadron Training Credit
CGAUXCoast Guard Auxiliary Credit
SAILSailboat Credit
DIESLDiesel Engine Credit
COASTCoastal Water Surcharge
OLDBTOlder Boat Surcharge
SAFEQSafety Equipment
WSKIWaterski medical
CSLSingle Limit Liability
UNISGUninsured Motorists Liability - Single Limit
MEXCOMexico Coverage
HULLHull Coverage - Physical Damage
MOTR1Outboard Motor 1
MOTR2Outboard Motor 2
DNGHYDinghy Coverage
TRLRBoat Trailer
LAYCPLayup Credit
Dwelling Fire Coverages
BCLBuilding - Fire & Lightning
BECBuilding - Extended Coverage
BVMMBuilding Vandalism & Malicious Mischief
PPFLPersonal Property Fire & Lightning
PPECPersonal Property - Extended Coverage
PPVMMPersonal Property - Vandalism & Malicious Mischief
RCCReplacement Cost Contents
LRFLLoss of Rental Income - Fire & Lightning
LRECLoss of Rental Income - Extended Coverage
LRVMMLoss of Rental Income - Vandalism & malicious Mischief
LRRCLoss of Rental Income - Replacement Cost
FRVFair Rental Value
ALEXPAdditional Living Expense
GENENGeneral Endorsement
PSTPlants, Shrubs and Trees - Form DP - 1 only
WHBSFWindstorm/Hail Broad and Special Forms
PIOCCPermitted Incidental Occupancies
PRESHPremium Sharing Two or More Policies
IAADDImprovements, Alterations and Additions
DPPAYDeferred Premium Payment
RENLRenewal Plan
SPPRVSpecial Provision
WHODCWindstorm/Hail 1% Deductible Clause
WHTDCWindstorm/Hail 2% Deductible Clause
LAPLoss Assessment Property
LAPEQLoss Assessment Property (Including Earthquake/Volcanic Eruption)
BDGITBuilding Items Coverage (Special Coverage)
BDGNPBuilding Items Coverage (Named Perils)
DEBRLDebris Removal
PWEXCPaint and Waterproofing Exclusion - Windstorm Exterior
WWCOVWorld-Wide Coverages
RREPReasonable Repairs
PRMLProperty Removal
MERCHMerchandise in Storage
RCMTRiot and Civil Commotion
EXPExplosion
VACOrdinary Vacancy Clause
BBRDBuilding - Broad Form
BSPLBuilding - Special
BAECBuilding - Additional Extended Coverage
PPBRDPersonal Property - Broad Form
PPSPLPersonal Property - Special
PPACECPersonal Property - Additional Extended Coverage
BEQKBuilding - Earthquake
PPEQKContents - Earthquake
COCCourse of Construction
CPLComprehensive Personal Liability
CPLAComprehensive Personal Liability Additional Locations
LIABPremium Liability
LIABAPremises Liability Additional Locations
THEFABroad Form Theft - Loss Away From Premises
VSILienholder's Single Interest
Personal Automobile Liability Coverages
BIBodily Injury Liability
CSLCombined Single Limit Liability
PDProperty Damage- Single Limit
MEDPMMedical Payments
UMISGUninsured Motorist BI Single Limit
UMISPUninsured Motorist BI Split Limit
UMIPDUninsured Motorist Property Damage
UNDSGUnderinsured Motorist BI Single
UNDSPUnderinsured Motorist BI Split Limit
UNDPDUnderinsured Motorist Property Damage
ADDAAutomobile Death Indemnity or Benefits
ADDABAutomobile Death Indemnity and Special Disability Benefits
ADDCTotal Disability Benefits
ADDDTotal Disability Benefits Max 200 weeks
MEXCOMexico Coverage
ADDGTotal Disability for Persons Gainfully Employed
ADDNTotal Disability for Persons Not Gainfully Employed
PHEPassenger Hazard Exclusion
ASUMPAccident Supplement
UMCSLUninsured Combined Single Limit
UNCSLUnderinsured Combined Single Limit
PCLPersonal Umbrella
Personal Automobile Physical Damage Coverages
COLLCollision Coverage
CCOLCustomized Coverage - Collision
CCOMPCustomized Coverage - Comprehensive
COMPComprehensive Coverage
LUSELoss of Use
RREIMRental Reimbursement
TLTowing and Labor
SORCVSound Receiving and Transmitting
TRTapes and Records
MHCMotor Home Content
FTWFRFire, Theft, Windstorm, Floor or Riot (Texas Only)
Additional Personal Automobile Physical Damage Coverages
FTCFire, Theft, and Combined Additional Coverage (Texas Only)
CACCombined Additional Coverages
PARKParked Car Collision
RRRepair/Replacement
THEFT Theft
PFRTHFire and Theft
FTV Fire, Theft and Vandalism
Personal Injury Protection
PIPBasic PIP
APIPAdditional PIP
EPIPExtended PIP
BPIPBroadened PIP or PIP for Named Individuals
FPBPAFirst Party Benefits (Pennsylvania)
MEBPAMedical Expense Benefits (Pennsylvania)
WLBPAWork Loss Benefits (Pennsylvania)
FEBPAFuneral Expense Benefits (Pennsylvania)
ADBPAAccidental Death Benefit (Pennsylvania)
CPBPACombined First Party Benefits (Pennsylvania)
Loss Payee
LPLoss Payee
Floor Shapes
BAYBay
BOXBox/rectangular
CIRCircular
CLEClerestory
CRCSemi Circular
EXTExterior
FLTFlat Roof
GBDGable Dormer
GBLGable Roof and Box
GBTGable Roof and Box with Tie In
GMBGamble Roof
HIPHip Roof
INCIntersecting Cubes
MSDMansard Roof
OFFOffset
OTHOther
PKRPeaked Room
PLYPolygon (assume all sides equal)
SHDShed Roof
SLPSloped Ceiling Room
TRITriangular Room
TRPTrapezoid Room
Form Type Code List
CECoverage endorsement
PEPolicy Endorsement
PFPolicy Form
Line Item Conditions
FPMpayment made
FUfrequently used
GFTgift
IALincluded in another line item
IFUinfrequently used
LTIlabor tax included
MTImaterial tax included
NCInot covered
NUnever used
SALsalvage
SLBsalvageable
SUseldom used
TXLtaxable labor
TXMtaxable material
UABused on an average basis
Line of Business
DFIREFire
EQKPEarthquake
FLOODFlood
HOMEHome
MOSMercantile
PPARTApartment
PPCHOCondominium
PPCHRChurch
PPMBHMobile Home
PPTHORenters
RNTOTRental Dwelling to Others
RCUPRental Condominium Unit Owner
FARMFarm Ranch Owners
BOATBoat Owner
COTHROther Commercial
BOPBusiness Owners
HURCHurricane
WINDWindstorm
CNTContractors
PLUPersonal Liability Umbrella
PPUHOCondominium Unit
RCBAPFlood Condominium
PRPFlood Preferred Risk
STANDFlood Standard Policy
MPPPFlood Mortgage Protection Portfolio Plan
P&C; Underwriting Conditions
CUMCumulative
HAHazardous activity
HCHazardous condition
IAInsured agreed to Estimate
NCMnot cumulative
OCOccupancy Compatible w/ type
OCCOccupied
OIOverinsured
PMPoor maintenance
RARisk alert
RDRisk details
UIUnderinsured
UNFUnfurnished
UOUnoccupied
VAVacant
Personal Property Classifications
APPAppliances
ARTArt
ATHAthletic/sports
BKSBooks/Cards/Photos
BTSFishing/Boats
CAMCamera equipment
CLCCollectibles
CLECleaning Supplies/Accessories
CLOClothing
CMPCamping/Hiking
COSCosmetics/Medicines/Toiletries
CPTComputers
CRNCurrency
DECDecorative Items
DRPDraperies/Curtains
EXRExercise Equipment
FDSFoods
FRNFurniture
FURFurs
GARGarden/Patio
GUNHunting/Bows/guns
HOBGames/Hobbies
JLRJewelry
KITKitchenware/tools
LGGLuggage
LINBedding/Linens
MLLMilitary List
MUSMusical Instruments
RUGCarpets/Rugs
SLVSilverware
SUPOffice Equipment/Supplies
TLSTools/Automotive
TOYToys
TVRTV/Radio/Recorders/Electronics
Policy Type
ACVActual cash value
APTApartment
BOBoat Owners
BUSBusiness Policy
CHRChurch policy
CNDCondo
CNTcontractors policy
FIRFire
FLDFlood policy
FRMFarm and Ranch Policy
GUAGuaranteed
HOHomeowner
MMHManufacture or Mobile Home
NANo policy applicable
OTHOther policy type
PAPPersonal Articles Policy
PLUPersonal Liability Umbrella Policy
RCVReplacement Cash Value
RNTRenters
Policy Transaction Codes
NBSNew Business
BNDBinder
RWLRenewal
If the policy change can be identified, the DRC, CVC, or VHC codes should be used, if applicable. If unable to identify the type of policy change or it does not apply to those areas, use the PCH code.
PCHPolicy Change
XLCCancellation
REIReinstatement
ACKInsurance Verification
NISNo Insurance
DRCDriver Changed
CVCCoverage Changed
VHCVehicle Changed
CUPClear Unpaid Premium
INQPolicy Inquiry
LODInitial Load
UNHUnresolved No Hit
RCLRecall
OTHAll Other
Reinstatement Reason Type Codes
NPPNon Payment of Premium
REVReversal of Cancellation
ERRCancellation Done in Error
Reporting Error Codes
005Submission date
010Reporting start date
015Reporting end date
020Insured last name
025Insured first name
030Insured middle name
035Insured name prefix
040Insured name suffix
045Insured drivers license number
050Insured street address
055Insured city address
060Insured state or province address
065Insured postal code address
070Insured country code address
075Transaction type code
080Transaction sub type code
085Insurance policy or binder number
090Fleet policy code
095Voluntary or assigned risk code
100Liability or collision code
105Insureds drivers licensing state code
107Vehicle specific information
110Insureds date of birth
115Policy effective date
120Transaction effective date
125Policy expiration date
130Premium amount paid/unpaid
135Operator # date of birth
140Operator # drivers licensing state code
145Operator # last name
150Operator # first name
155Operator # middle name
160Operator # name prefix
165Operator # name suffix
170Operator # drivers license number
175Operator # street address
180Operator # city address
185Operator # state or province address
190Operator # postal code address
195Operator # country code address
200Vehicle identification number
202LOD/NBS sent and record already on file
203VIN passed check digit validation
204VIN failed check digit validation
205Vehicle make
206No match after extended VIN search
210Vehicle model
215Vehicle century
220Vehicle year
221Vehicle license plate number
225Owner # date of birth
230Owner # drivers licensing state code
235Owner # last name
240Owner # first name
245Owner # middle name
250Owner # name prefix
255Owner # name suffix
260Owner # drivers license number
265Owner # street address
270Owner # city address
275Owner # state or province address
280Owner # postal code address
285Owner # country code address
286XLC sent and record not found
290Excluded operator # date of birth
295Excluded operator # drivers licensing state code
300Excluded operator # last name
305Excluded operator # first name
310Excluded operator # middle name
315Excluded operator # name prefix
320Excluded operator # name suffix
325Excluded operator # drivers license number
330Excluded operator # street address
335Excluded operator # city address
340Excluded operator # state or province address
345Excluded operator # postal code address
350Excluded operator # country code address
355Total number of transactions
500Matched after extended VIN search
Room Identifiers
CEICeiling
CPRCeiling Perimeter
ELVElevation
FLRFlooring
FPRFloor Perimeter
OLHOne Long Wall
OPNOpening
OSWOne Short Wall
PERPerimeter
RDGRidge
RFGRoofing
WALWalls
WCCWalls and ceiling combined
Service Characteristics Code
EPIInsurance Verification
NBSNew Business
PCHEndorsement or Policy Change
REIReinstatement
RWLRenewal
XLCCancellation
CRQCustomer Request
NPPNon-Payment of Premium
COCCompany Cancelled
MIRMortgage Interest Removed
INInsured
MGMortgagee
BDNBalance Due Notice
Surface Descriptions
CEICeiling
CPRCeiling Perimeter
ELVElevation
FLRFlooring
FPRFloor Perimeter
OLHOne Long Wall
OPNOpening
OSWOne Short Wall
PERPerimeter
RDGRidge
RFGRoofing
WALWalls
WCCWalls and ceiling combined
Trade Codes
ACOAcoustical
APPAppliances
AWNAwning/canopies
CABCabinets
CLNClean
CONConcrete
CRFCarpentry, finish
CRRCarpentry, rough
CTPCabinet tops
DERDebris removal
DETDemolition/ Tear Out
DORDoors/Jambs
DRYDrywalls
ELEElectrical
ELFElectrical Fixtures
EQUEquipment/ Rental
FCCFlooring Carpet
FCPFlooring Pad
FCWFlooring wood
FEEPermits
FENFencing
FLPFireplace
FSQFlooring - Slate or Quarry Tile
FVSFlooring - sheet vinyl
FVTFlooring - vinyl title
HRDHardware
HVCHVAC
INBInsulation - batt or blown
INRInsulation - rigid
INSInsulation - sprayed
JSBJack/Shore/brace
MASMasonry
MOBMobile Home - skirting and setup
MOVMoving and Storage
MSCMiscellaneous
MSDMirrors and shower doors
PLAPlaster
PLBPlumbing
PLGPilings
PNLPaneling
PNTPainting
RFARoofing- Asphalt
RFBRoofing- Built up
RFMRoofing- Metal
RFTRoofing- Tile
RFWRoofing- Wood
SCFScaffolding
SDASiding- Aluminum
SDVSiding-Vinyl
SDWSiding - Wood
SFGSoffit, fascia and gutter
SLTShrubs/Lawn/Trees
STRStairs
STUStucco and exterior plaster
TEXTexture
TLETile
TMPTemporary repairs
WDNWindows/Skylights/Repairs
WPRWallpaper
Type of Transaction Code
010Policy Premium
015Premium Rewrite
020Premium Transfer
025Renewal Premium
030Policy Adjustment
035Reinstated Policy
040Cancellation
045Cancellation or Rewrite
050Discount
055Dividend
060Discount Adjustment
065Cancellation Prior Policy Period
070Tax/Surcharge
080Payment
090Payment Rejected
100Refunded to Insured
105Refunded to Third Party
110Transfer Credit from Another Policy
115Transfer Debit from Another Policy
120Transfer Credit to Another Policy
125Transfer Debit to Another Policy
130Decrease in Coverage
135Increase in Coverage
Valuation Type
ACVActual cash value
GUAGuaranteed
RCVReplacement Cash Value